Terms and Conditions

1. Introduction

High Interest Savings Cash Back is available at https://cashback.highinterestsavings.ca/. You must register for an account at https://www.highinterestsavings.ca/ in order to be able to participate in cash back offers. The following terms of use apply to your participation on the High Interest Savings Cash Back site, not on any merchant sites linked from this site.

High Interest Savings Cash Back may amend these terms at any time with due notice to registered users.

2. Use of Cookies

We place some information related to the operation of the website, your preferences therein, and information about your session in a cookie, solely in order to accomplish the functionality of the site. We also use Google Analytics, who provides support for anonymized user behaviour.

3. User Information

We collect your data so that you can log in to the site and also receive cash back payments via e-mail money transfer. We will not share this data with anyone unless you explicitly consent to us doing so. We honor your right to privacy and will comply with your wishes to remove your data from our systems.

4. Cash Back Rebates

In order to track cash back rebates, we store a random and anonymized ID on each outbound merchant site link click that you make. Once you have completed the requirements of the offer, including but not limited to registering for an account, we receive only the anonymized ID back from the site in order to confirm that you completed the requirements. Depending on the merchant, it could take 4-6 weeks for us to receive the confirmation. Once we have received this confirmation, we will send the designated cash back amount to your e-mail address on file within 30 calendar days.

In order to be able to track the anonymized ID, you must ensure the following:

It is your sole responsibility to ensure that you meet the terms of the offer, including but not limited to not having a previous account with the merchant. For all offers, you can only receive one cash back rebate per user per offer on the High Interest Savings Cash Back website.

It is your sole responsibility to pay any government taxes that arise from cash back rebate income.

An offer is subject to a merchant's solvency and any offer requirements that could void the cash back rebate, such as you unregistering with the merchant. In such cases, High Interest Savings Cash Back reserves the right to not pay the cash back rebate.

If you believe that a cash back rebate has not been tracked correctly, please e-mail admin@highinterestsavings.ca with your username, click ID, date and time of the offer, merchant name, product, and for credit cards, the last 4 digits in the card number.

5. Disclaimer

You expressly understand and agree that: (a) this site and any of the services are provided on an "as is" and "as available" basis and that this site makes no warranties, representations or conditions (as used in this section "warranties") of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose and non-infringement and that any such warranties are hereby expressly disclaimed, and (b) this site specifically makes no warranties that a it or any of its services, including any content, information, products or services obtained from or through the use of this site or any of the services, will be provided on an uninterrupted, timely, secure or error-free basis or that such services or the results derived therefrom will meet your requirements or expectations.

6. Limitation of Liability

You expressly understand and agree that in no event shall this site be liable for any damages whatsoever, including any direct, indirect, incidental, consequential, special or exemplary damages, and any damages for loss of profits, savings, goodwill or other intangible losses, regardless of whether this site had been advised of or could have foreseen the possibility of such damages, arising out of or in connection with: (a) the use, inability to use or performance of any of the services of this site, or (b) any unauthorized access to or modification to any of your content or transmissions, or (c) any other matter relating to this site or any of the services.

7. Termination

Any failure to comply with these terms, any fraud or abuse relating to cash back rebates, or any misrepresentation of any information furnished to High Interest Savings Cash Back or any of its affiliated merchants, may result in the cancellation of your membership in the program.