BMO Performance Chequing Account
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BMO Performance Chequing Account: $100 via Interac e-Transfer or $105 Amazon.ca gift card

Choose to receive either $100 via Interac e-Transfer or an $105 Amazon.ca gift card if your application is approved.

  • Earn up to a $800* cash bonus!
  • Plus, get a Walmart Delivery Pass subscription for up to 12 months*.
  • Offer available February 10, 2026 – June 1, 2026
  • Unlimited transactions*
  • Get accounts for family members without paying an additional monthly fee
  • Up to $40 rebate on the annual fee for an eligible BMO credit card*
  • OnGuard® Identity Theft Protection at no charge
  • Cost of personalized cheque orders for personal deposit accounts will depend on quantity and type selected
  • No monthly Overdraft Protection fee
  • PLUS, 4.50% promotional interest rate with a new Savings Amplifier Account**
  • Fees for non-BMO ATM withdrawals per month:
    • 1 Canadian withdrawal included, then
    • $2 each in Canada
    • $5 each outside Canada
  • Monthly Fee: $17.95 per month OR no cost with a minimum balance of $4,000

Other requirements:

  • You must not have previously held any BMO chequing accounts
  • You must follow the link from this site and apply for a BMO Performance Chequing Account within the same browser session

Steps to receive your sign up bonuses

STEP 1: Chequing Account Offer 
Earn $500 when you: 
- Open and fund a new BMO Performance or Premium Plan Chequing Account by June 1, 2026
- Complete 2 qualifying criteria by July 31, 2026    

STEP 2: Direct Deposit Offer 
Earn $100 when you:
- Set up a recurring direct deposit of $500 or more by July 31, 2026 and maintain it for one year

STEP 3: Savings Account Offer
Earn a Walmart Delivery Pass Subscription for up to 12 months when you: 
- Open a Savings Amplifier Account by June 1, 2026
- Deposit any amount by June 30, 2026
- Sign up for or update your existing Walmart Delivery Pass by July 31, 2026
Earn $150 when you: 
- Open a Savings Amplifier Account by June 1, 2026
- Deposit $10,000 or more within 30 days of opening and maintain that balance for 3 months

STEP 4: My Financial Progress Offer
Earn $50 when you: 
- Apply 1 Goal and 1 Strategy in My Financial Progress Plan by July 31, 2026

Eligibility criteria (open account or switching eligibility)
If you meet the eligibility criteria, the Chequing Account and My Financial Progress cash bonus will be credited to your account by August 31, 2026. The Direct Deposit offer cash bonus will be credited one month after maintaining the direct deposit for twelve consecutive months. The Savings Account cash bonus will be credited by October 31, 2026.
Unfortunately if you already have a chequing account with us you are not eligible for this promotion.
If you closed your account between February 10, 2025 - June 1, 2026, you aren’t eligible for this promotion.
Each bill payment is required to be paid to a different biller account number. For example, if you are paying a cell phone bill it has to be paid to different accounts numbers to be counted as 2 different bill payments.

*Terms and conditions apply. Visit bmo.com/cash.

The $100 Interac e-Transfer and $105 Amazon.ca gift card are not funded by BMO. If you have any queries related to this offer, please contact High Interest Savings Cash Back.