Scotiabank Momentum Visa Infinite + Card: $150 via Interac e-Transfer or $150 Amazon.ca gift card
Choose to receive either $150 via Interac e-Transfer or a $150 Amazon.ca gift card if your application is approved.
- Earn 15% cash back on all purchases for the first 3 months (up to $2,000 in total purchases)¹
- No annual fee in the first year, including on supplementary cards.¹
- 10GB of free GigSky global mobile data for 15 days
- 4% for every $1 you spend on grocery store purchases, recurring bill payments and subscription purchases
- 2% for every $1 you spend on gas, electric vehicle charging, daily transit like buses, taxis, rideshares, and food delivery
- 1% cash back on all other purchases with no cashback limit
- Redeem your Cash Back anytime ($25.00 minimum required)
- Visa Infinite* Concierge Services
- Visa Infinite* Hotel Collection
- Visa Infinite* Dining and Wine Country program
- Comprehensive Travel Insurance & New Mobile Device Insurance coverage
Other requirements:
- You must not have signed up for a Scotiabank Momentum Visa Infinite + Card before
- You must follow the link from this site and apply for a Scotiabank Momentum Visa Infinite + Card within the same browser session
- To report missing Cash Back, you must contact High Interest Savings within 2 months of online application approval, otherwise the Cash Back is void.
- To ensure that you receive your Cash Back, please save the application reference number. In the event that you need to report the rebate as missing, the application reference number will help expedite the approval of your request. High Interest Savings reserves the right to approve or decline reports of missing rebates.
Rates, fees and other information are effective as of May 1, 2026. Subject to change.
1 Offer Description and Conditions: The 15% Cash Back and First Year Annual Fee Waiver (the “Offer”) applies only to new Scotia Momentum Visa Infinite + credit card accounts (“Accounts”) that are opened, and any additional Account cards issued, between May 1, 2026 and November 1, 2026 (regardless of the date you apply for the Account) subject to the conditions below. We will waive the annual fee for the primary card and each additional card on the Account for the first year only. All other terms and conditions of the Program Terms continue to apply during the Offer period. Offer may be changed, cancelled or extended at any time without notice and cannot be combined with any other offers.
15% Cash Back Offer Description and Conditions: You will earn 15% Cash Back on the first $2,000 in eligible purchases you spend on your new Account within the first 3 months of the Account open date (the “Promotional Period”). Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers and cash-like transactions), interest, fees or other charges. After the Promotional Period, you will earn regular Cash Back on eligible purchases at the regular cash back rate (the “Cash Back Program Rate”) described in the Cash Back Program Terms and Conditions (the “Program Terms”). The 15% cash back rate for any category is made up of the sum of: (i) the regular Cash Back Program Rate (variable by categories as set out under the Program Terms); and (ii) a “Cash Back Bonus Rate”.
Cash back earned under this Offer can be redeemed to your Account provided it is open and in good standing at the time of redemption:
1. Bonus Cash Back: The amount earned under the Cash Back Bonus Rate will be available for redemption to your Account after approximately 5 months from the Account open date in accordance with the regular Cash Back Program Terms.
2. Regular Cash Back: The amount earned under your regular Cash Back Program Rate Can be redeemed to your Account anytime for a minimum of $25 each time you request a redemption.
EXAMPLE: If the Regular Cash Back Program Rate for the Groceries and Recurring Payments category is 4% then the Cash Back Bonus Rate will be 6% for that category so that you will earn a total of 10% on the amount of all eligible everyday purchases in that category during the Promotional Period. If you make $2,000 in eligible everyday purchases in the Groceries and Recurring Payments category, your cash back earnings will be as follows:
(1) the Cash Back Bonus earnings of $120 (6% x $2,000) (shown as an adjustment in your monthly statements), and (2) the Regular Cash Back earnings of $80 (4% x $2,000) (shown in your monthly statements).
Annual Fee Waiver Offer Description and Conditions: We will waive the annual fee for the primary card and each additional card issued between May 1, 2026 and November 1, 2026 on the Account for the first year only.
Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer. By accepting this Offer you confirm you meet all Offer eligibility requirements. We reserve the right to revoke this Offer at any time if we determine you do not meet the Offer eligibility requirements, including after you have accepted the Offer or been approved for the Account.
Rates and Fees: The current annual fee is $120 for the primary card and $50 for each additional card (including those issued to co-borrowers and supplementary cardholders). The current preferred annual interest rates for the Account are: 20.99% on purchases and 22.99% on Cash Advances. All rates, fees, features and benefits are outlined in the Application Disclosure Statement and are subject to change.
*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.
The $150 cash back and $150 Amazon.ca gift card are not funded by Scotiabank. If you have any queries related to this offer, please contact High Interest Savings Cash Back.